FluidPay Online Payments · Gateway

The cloud-native gateway,
built API-first.

FluidPay is a modern, cloud-native payment gateway built for speed and flexibility — a developer-friendly REST API, AI fraud detection, tokenization, recurring billing, dual pricing and a mobile virtual terminal. Great for software platforms, ISVs and subscription businesses.

Modern REST API Dual pricing
Why merchants & developers choose FluidPay

Modern payments infrastructure

Built from the ground up in the cloud — fast to integrate, easy to scale, and flexible enough to power your own products.

1

Integrate

A clean, well-documented REST API and SDKs get you live fast — plus hosted payment pages to stay out of PCI scope.

2

Protect

AI-driven fraud scoring and tokenization keep transactions safe and cardholder data off your servers.

3

Grow

Recurring billing, Level 2/3 B2B data, dual pricing and a mobile virtual terminal scale with your business.

What's inside

The tools that power FluidPay

Modern REST API

Developer-first, well-documented API and SDKs for fast, flexible integrations.

AI Fraud Detection

Machine-learning risk scoring flags suspicious transactions in real time.

Recurring Billing

Flexible subscriptions and scheduled payments with tokenized card-on-file.

Level 2/3 Data

Qualifies B2B and B2G payments for lower interchange on commercial cards.

Tokenization & Vault

Securely stores cards as tokens so customer data never touches your servers.

Hosted Payment Pages

Drop-in, brandable checkout pages keep you out of PCI scope.

Mobile Virtual Terminal

Take payments from a phone or tablet — key-in, swipe or send a pay link.

ACH & Dual Pricing

Bank-debit ACH plus compliant surcharge and dual-pricing support built in.

Build on it

Flexible by design

REST API & SDKs
Hosted Payment Page
Virtual Terminal
Tokenization Vault
Recurring Billing
ACH / eCheck
Dual Pricing & Surcharge
White-Label for ISOs
Pricing through NextPay

Simple gateway pricing, your processing matched

Run FluidPay on your NextPay merchant account — one bill, one support line. We'll review your statement and match or beat your effective processing rate.

$10/mo
gateway access
/txn
per transaction

Add-on modules like tokenization, recurring billing and fraud may carry extra fees — ask us for a tailored quote.

Run FluidPay on NextPay's best rate

Modern payments, set up right

We'll connect FluidPay to your stack and pair it with transparent processing — match or beat your current rate, and a real person helps you launch.